Direct pay check loan providers just credit that is bad

Direct pay check loan providers just credit that is bad

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan

Every time we help individuals because they achieve their money objectives, build their credit profile and acce better loan prices. During the same time, making use of our mobile application to settle on time, Oakam clients are transforming the financing industry, making credit le costly and much more acceible for everybody.

Join our community of 150,000+ clients.

Brand New client? Begin today with that loan from ?100 to ?800. Fast turnaround with no late costs

279% fixed interest that is annual (1427% APR representative)pare Oakam with other loan providers right right right here.

Current clients can borrow as much as ?5,000 and graduate to a yearly rate of interest of 49% (variable) with your Big Plus loan.

  • Acce cheaper prices in the long run and boost your credit score
  • Quickly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you create your credit profile
  • No setup fees. No late or repayment that is early
  • at the mercy of terms

    Apply with full confidence

    Fill our safe application that is online get a choice in mins. No setup costs, no belated costs with no repayment that is early.

    Begin your Oakam journey

    Place your loan to work well with the Oakam application, develop your credit history as time passes and create your option to a brighter economic future.

    Tailor your loan

    Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Learn more

    Join the 150,000+ customers that trust us

    We’re more than simply a cash loan provider: we’re for a miion to produce credit that is acceible truth for several.

    Install our mobile software

    The Oakam app that is mobile permit you to use along with assistance you handle your loan:

    • Submit an application for a loan
    • Check always your outstanding stability
    • See your repayment that is next time
    • Review your repayment routine
    • Reasons why you should join Oakam

      Bad credit? We are going to pay attention

      We’ll tune in to your tale if you should be on advantages, have a credit that is bad or simply found its way to the united kingdom. We’ve caused it to be our miion to split down barriers that are financial enhance acce for many.

      No house visits – ever!

      Cash is a personal matter and we ensure that is stays in that way. Think about us as an alternative to doorstep loans. We’ll never knock in your home and you may constantly achieve us online or higher the device.

      No surprises that are hidden

      At Oakam you’re constantly in control. Our items are easy and transparent. We don’t charge late charges and there’s no cost aociated with repaying early.

      Your connection to a brighter economic future

      While you pay back your Oakam loan, you are able to unlock reduced prices, larger quantities and longer terms. It’s our means of assisting you grow your credit profile in the long run.

      Handle the Oakam app to your loan

      Acce your loan and repayment routine by getting our software, thereby applying for tops ups and brand new loans in the long run.


      Oakam provides direct and easy services that are financial individuals who find it hard to borrow from banking institutions. You can expect accountable acce to credit and are usually aimed at serving our clients with respect.

      Every we support people as they achieve their money goals, build their credit profile, and acce better loan rates day. During the same time, using our mobile app to settle on time, Oakam clients are changing the lending industry, making credit le costly and much more acceible for all.

      How can it work?

      It’s simple! It is possible to use on our site, or via our mobile application. The software may be downloaded through the Apple iStore for iPhone products, or regarding the Bing Play shop for Android os products. In the event your application is approved, the bucks may be provided for your money on the day that is same. Many succeful applicants receive their loans within a few hours to be authorized.

      Susceptible to status. From the form, we will ask you for the month-to-month earnings and spending in information, to be able to concur that you really can afford the month-to-month repayments within the life of the mortgage.

      Does Oakam execute a credit search?

      Yes. But we try not to base our choice entirely on your credit score. At Oakam we realize that life does not constantly go as prepared. We comprehend that you may have come across financial hardships in the last so when a result, you might have a bad credit rating. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually mied repayments. Your credit rating and affordability aement assist us comprehend your situation that is current when ae the job for a financial loan.

      Therefore, also we might still be able to help if you have been declined by other lenders in the past.

      I will be a new comer to the united kingdom. Can Oakam assist me personally with that loan?

      Yes. We ask which you have already been a resident in the united kingdom for at the very least half a year before using for a loan with us. All loans are susceptible to affordability checks along with your monetary status. We welcome new clients each day and, because our application that is online proce completely automatic, you can easily use if you want to, seven days per week. All our loans are susceptible to your economic status.